Deposit Rates

Fixed/Term Deposit Interest Rate w.e.f. 01.03.2026

Interest Rates	Deposit Period	Interest Rate Per Annum
	3 Months	0.50%
	6 Months	1.25%
	9 Months	2.00%
	1 Year	3.00%
Terms & Conditions	In case of premature withdrawals, Bank will apply 1.00% less rate than the offered interest rate for the completed tenure (only applicable for more than 3 months & the applicable rate is subject to review). The Bank reserves the right to amend the maturity of the Term Deposit or prematurely close the Term Deposit in events the Bank deems necessary according to laws, regulations or its internal policies. For any auto-renewal, please note the applicable rates and conditions shall apply at the time of renewal. However, consumer will be notified accordingly. Interest rate is subject to change under Terms and Conditions. Currency: AED (Emirati Dirhams).
Fixed Deposit / Premature Withdrawal (for Illustration purpose only)	Fixed Deposit amount is AED 1 million @ 3% for the period of 1 year. Calculation for 1 Year Period: 1,000,000.00 × 3% × 365/365. AED 30,000/- interest will be earned per annum approximately.	Premature withdrawals, penalty less 1% rate than the offered interest rate for the completed tenure. Premature rates as under: 9 months applicable interest rate is 1% (2% - 1% penalty). 6 months applicable interest rate is 0.25% (1.25% - 1% penalty). 3 months applicable interest rate is 0.00% (Zero).
Above Premature Fixed Deposit details are used for illustration purpose only. Actual calculations may vary +,- based on the exact Fixed Deposit / Premature date.

Note: In case of premature withdrawal of the Fixed Deposits - one percent (1%) less than the completed tenure deposit rates will be applicable.

Account Deposit Interest Rates

Deposit Particulars	Customer Interest Rate (Maximum up to)
Saving Account	0.25%
Call Account	0.10%

Note: Interest calculation methodology & frequency of payment varies depending on the product selected.